AffordAI Pricing — Free Budgeting Help & Pro Plans
Get free budgeting help to save on groceries, lower your bills, and stop living paycheck to paycheck. No credit card required to get started.
Free Plan — $0/month
Get started with the essentials — no credit card needed.
- Core budgeting & spending tracker
- Grocery saver tool
- Bill tracker
- Up to 5 AI queries per day
- Basic savings goals
Pro Plan — $9.99/month
Unlimited AI power and every feature unlocked.
- Everything in Free
- Unlimited AI queries
- AI advisor chat with conversation memory
- Monthly savings report email
- Priority support
Annual Plan — $79/year
Everything in Pro — pay once per year and save $40 versus monthly billing.
Frequently Asked Questions
- Is my financial data safe?
- Yes. All data is encrypted in transit and at rest. We never sell, share, or monetize your personal information. You can delete your account and all data at any time from your settings page.
- Can I cancel anytime?
- Absolutely. There are no long-term contracts. Cancel your Pro or Annual plan anytime from your account settings — you'll keep access until the end of your billing period with no cancellation fees.
- What happens if I exceed my free-tier AI limit?
- You'll see a friendly notice when you've reached your daily limit. Your other tools stay fully accessible — only the AI chat is paused until midnight. Upgrade to Pro for unlimited queries.
- Is there a free trial for Pro?
- The Free plan gives you a solid taste of AffordAI with no time limit. The free plan never expires.